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Cookies Policy - Carrickmacross Credit Union Ltd

Carrickmacross Credit Union Limited Cookies Policy


  • Carrickmacross Credit Union Limited Cookies Policy

    We are Carrickmacross Credit Union Limited (we/us/the credit union). We respect your right to privacy and are committed to keeping your personal data safe and secure. This Cookies Notice (together with our Website Terms and Conditions and Privacy Statement sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we treat it. Our contact details or the contact details of our Data Protection Officer (DPO) are:

    Carrickmacross Credit Union Limited, 15/17 O’Neill Street, Carrickmacross, Co Monaghan.




    What is a Cookie?

    Cookies are small pieces of data that are stored on your computer, mobile phone, or other device when you first visit a page. They are unique to your account or your browser. Session-based cookies last only while your browser is open and are automatically deleted when you close your browser. Persistent cookies last until you or your browser delete them or until they expire.

    Our Use of Cookies

    The information we obtain from our use of cookies will not usually contain your personal data. In most cases we will need your consent in order to use cookies on this website. The exception is where the cookie is essential in order for us to provide you with a service you have requested.

    Consent (Browser Settings)

    If you visit our website when your browser is set to accept cookies, we will interpret this as an indication that you consent to our use of cookies and other similar technologies as described in this policy. If you change your mind in the future about letting us use cookies, you can modify the settings of your browser to reject cookies or disable cookies completely.

    Consent (notification on home page)

    There is a notice on our home page which describes how we use cookies and which also provides a link to our Policy.

    Description of Cookies

    There are different kinds of cookies with different functions:

    7.1 Session cookies:

    These are only stored on your computer during your web session. They are automatically deleted when the browser is closed. They do not collect any information from your computer.

    7.2 Persistent cookies:

    A persistent cookie is one stored as a file on your computer, and it remains there when you close your web browser. The cookie can be read by the website that created it when you visit that website again.

    7.3 First and third-party cookies:

    Whether a cookie is ‘first’ or ‘third’ party refers to the domain placing the cookie. First-party cookies are those set by a web site that is being visited by the user at the time

    7.4 First-party cookies:

    The function of this type of cookie is to retain your preferences for our website. They are stored and sent between our servers and your computer’s hard drive. These cookies may be either Session or Persistent cookies.

    7.5 Third-party cookies:

    These are cookies set on some company pages by third party products and services, such as Youtube and/or Google. These cookies are stored and sent between the third-party’s server and your computer’s hard drive. These cookies are usually Persistent cookies.

    Purpose of Cookies

     Strictly Necessary:

    “Strictly Necessary means the cookies are essential for the provision of the site and any requested services, but do not perform any additional or secondary function.”


    These cookies collect information about how visitors use a site, for instance which pages visitors go to most often, and if they get error messages from web pages. They also allow us to record and count the number of visitors to the site, all of which enables us to see how visitors use the site in order to improve the way that our site works. These cookies do not collect information that identifies a person, as all information these cookies collect is anonymous and is used to improve how our site works.


    These cookies allow our site to remember choices you make (such as your username, language or the region you are in) and provide enhanced features. These cookies can be used to remember changes you have made to text size, font and other parts of web pages that you can customize. They may also be used to provide services you have requested such as viewing a video or commenting on an article. The information these cookies collect is usually anonymized. They do not gather any information about you that could be used for advertising or remember where you have been on the internet.

    Targeting / Advertising Cookies:

    When a consumer visits a web site, the user’s browser submits information about what he / she is looking at to third-party advertising networks (e.g. pages visited, time spent viewing each page, links clicked on, searches made, interaction, etc.) to create a ‘profile’ that links to that visitor’s web browser. Site publishers can use this data to create defined audience segments based upon visitors that have similar profiles (personalised content), i.e. if a person later clicks on another site in the same advertising network, ads for the product the user viewed at the first site could show up. Users can clear these cookies periodically to clear out their record with ad networks.

    You will find additional information on all Cookies in the table below

    cookielawinfo-checkbox-analytics6 monthsSet by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Analytics" category .
    viewed_cookie_policy1 yearThe cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data.
    cookielawinfo-checkbox-necessary6 monthsSet by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Necessary" category .
    cookielawinfo-checkbox-non-necessary6 monthsSet by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Non-necessary" category .
    _ga_65L92YBZHE2 yearsThis cookie is installed by Google Analytics.
    _ga2 yearsThe _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
    _gid1 dayInstalled by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.
    CONSENT2 yearsYouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data.


    What can you do if you don’t want cookies to be set or want them to be removed?

    You may prefer not to allow cookies, which is why most browsers give you the ability to manage your cookie settings. Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit or

    Find out how to manage cookies on popular browsers:

    To find information relating to other browsers, visit the browser developer’s website.

    To opt out of being tracked by Google Analytics across all websites, visit


    Your rights

    You have rights under the General Data Protection Regulation (GDPR) and we respect those rights. We have appropriate procedures and policies in place to allow you to manage the exercising of any of those rights.

    Your Rights in connection with your personal information are to:

    • To find out whether we hold any of your personal data. If we do, you can request access to that data and be furnished with a copy of that data. You are also entitled to request further information about the processing.
    • Request correction of the personal information that we hold about you. This enables you to have any incomplete or inaccurate information we hold about you rectified.
    • Request erasure of your personal information. This enables you to ask us to delete or remove personal information where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal information where you have exercised your right to object to processing.
    • Object to processing of your personal information where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground. You also have the right to object where we are processing your personal information for direct marketing purposes.
    • Request the restriction of processing of your personal information. You can ask us to suspend processing personal information about you, in certain circumstances.
    • Where we are processing your data based solely on your consent you have a right to withdraw that consent at any time and free of charge.
    • Request that we: a) provide you with a copy of any relevant personal data in a reusable format; or b) request that we transfer your relevant personal data to another controller where it’s technically feasible to do so.

    Relevant personal data is personal data that:  You have provided to us or which is generated by your use of our service. Which is processed by automated means and where the basis that we process it is on your consent or on a contract that you have entered into with us.



    You have a right to complain to the Data Protection Commission (DPC) in respect of any processing of your data. The most efficient means of contacting the DPC is the website: Alternatively:

    Post:    21 Fitzwilliam Square South, Dublin D02 RD28.

    Tel:      (01) 515 8211



    **Please note that the above rights are not always absolute and there may be some limitations.

    If you want to access or obtain a copy of any of your personal data or if you want to review, verify, correct or request erasure of your personal information, object to the processing of your personal data, or request that we send you a copy/a third party a copy your relevant personal data in a reusable format please contact our Data Protection Officer in writing using their contact details provided in this notice. You can do this via email, post or handing it into our office.

    There is no fee in using any of your above rights, unless your request for access is clearly unfounded or excessive. Alternatively, we may refuse to comply with the request in such circumstances.

    We may need to verify your identity if we have reasonable doubts as to who you are. This is another appropriate security measure to ensure that personal information is not disclosed to any person who has no right to receive it.

    Ensuring our information is up to date and accurate

    We want the service provided by us to meet your expectations at all times. Please help us by telling us immediately if there are any changes to your personal information.