Whether it’s an adventurous solo trip, romantic city break or a family summer holiday, at an interest rate of just 6.99%, we have the perfect Holiday Loan for you.

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Loan Calculator

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APR 11.00%

APR 11.00%

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Credit card statement (if applicable)
  • Mortgage statement (if applicable)
2

Proof of Income

  • Employed - 2 most recent pay-slips
  • Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
  • Social Welfare – 2 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 Months
  • Proof of PPSN – Medical Card, Payslip, P60
Lending criteria

Share To Loan Ratio

  • Members are required to have 10% of the amount they wish to borrow or €1,000 in their share account. *whichever is the lowest amount.

Ability to Repay

  • It is our responsibility to ensure that a borrower can afford the loan repayments, including interest, over the full duration of a loan.

Loan Term

  • The maximum term for our holiday loan is €2,000 over 1 year.
How to apply

How To Apply


If you are an existing member you can apply in our office or online via CU Online+ If you are not a member you can join us online today.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on how to apply for a loan with Carrickmacross Credit Union please contact us today.

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