EFT Services

At Carrickmacross Credit Union we have a range of EFT services available to our members allowing you to use Carrickmacross Credit Union as a one stop shop for all your financial needs.

Direct Debits

A Direct Debit can be set up to transfer money automatically from a bank account into your credit union account on a regular basis – weekly, fortnightly or monthly. This is a great way to save and it also allows members to make loan repayments  with Carrickmacross Credit Union without having to call into the branch.


Debit Card Payment

Members can use debit cards in branch or over the phone to make payments for the following services:

  • Loan Payment
  • Lodge to Shares


Social Welfare Payments

Have Social Welfare Payments i.e. Child Benefit, Pensions etc. paid directly into your Credit Union account. Please contact our office for your member account details.


Transferring money FROM a bank account:
If you would like to transfer money from your online bank or by credit transfer from a bank account to your Credit Union account. The following are the details needed:

  • Your Member IBAN Number (International Bank Account Number) – contact the office for details or these details can be viewed on cu-online/Your Account/Eft Current Account/More Info
  • BIC: A BIC (Bank Identifier Code) is similar to the old bank sort code and identifies the beneficiary’s bank. Please contact the office for details.

Please note, that if you have a number of accounts with Carrickmacross Credit Union (Shares/Loan) it is important that you fill up a Contribution Disbursement Form in our office in advance of sending funds into your account using your IBAN/BIC so we can correctly disburse your funds into the account(s) that you specify.

Transferring money TO a bank account:

Can’t make it to the bank or would like to avoid the queue? Funds can be transferred electronically to your Bank Account in a  safe, simple and convenient way by logging into cu-online.


Bill Payment

Members can pay their bills at Carrickmacross Credit Union. There are no charges and bills will be processed within 3-5 working days.

Members can also pay bills online and transfer funds from the member’s secure area. To avail of this service members have to register online for a PIN.


To find out more about any of services mentioned above contact Carrickmacross Credit Union or call into our office.