Whatever it is you dream about – taking a trip down the aisle, buying a new car, or something else entirely – you can make it happen with our 10% Personal Loan.
All interest rates are variable. This means the cost of your monthly repayments may increase or decrease.

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Credit card statement (if applicable)
  • Mortgage statement (if applicable)
2

Proof of Income

  • Employed - 2 most recent payslips
  • Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
  • Social Welfare – 2 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 Months
  • Proof of PPSN – Medical Card, Payslip, P60
Lending criteria

Share To Loan Ratio

  • Members are required to have 10% of the amount they wish to borrow or €1,000 in their share account. *whichever is the lowest amount.

Ability to Repay

  • It is our responsibility to ensure that a borrower can afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply


If you are an existing registered member, you can make a full application online. Alternatively, you can come in to any of our offices or call us and we can discuss your needs and proceed with your loan application.

Online Banking Log In Register

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on how to apply for a loan with Carrickmacross Credit Union please contact us today.

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